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High-Demand IRDAI Approved Plans

India's Most Trusted Insurance Categories

Compare verified Health, Term Life, Car, Bike, Commercial Fleet, Third-Party, Travel, Retirement, Home, Marine, Pet & Corporate plans with 100% cashless claims.

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10,000+ Hospitals
Health Insurance
Family Floater & Individual

₹75k Section 80D tax relief with zero room rent cap & restored sum insured.

From ₹390/moExplore
Tax Free u/s 80C
Term Life Insurance
₹1 Crore Financial Shield

Zero-cost plan options with return of premium & critical illness add-ons.

From ₹450/moExplore
Up to 85% Off
Car Insurance
Comprehensive & Zero Dep

Cashless repairs across 9,000+ network garages with 24x7 roadside assistance.

From ₹2,094/yrExplore
Instant in 2 Mins
Two Wheeler Insurance
Bike & Scooter Protection

NCB transfer up to 50% discount with instant break-in renewal & zero paperwork.

From ₹538/yrExplore
IRDAI Tariff Rates
Commercial Fleet
GCV & PCV Fleet Covers

Trucks, tippers, passenger buses and taxi fleet insurance with IMT endorsements.

From ₹2,591/yrExplore
100% Compliant
Third-Party Mandatory
Govt Fixed Motor Tariff

Mandatory coverage against third-party property damage & liabilities under MVA 1988.

From ₹538/yrExplore
Visa Approved
International Travel
Schengen, USA & Global

Medical emergency cover, passport loss, flight cancellations & baggage delay.

From ₹299Explore
Section 80CCC
Retirement & Pension
Guaranteed Lifetime Annuity

Guaranteed monthly pension post retirement with lifetime spouse cover.

From ₹1,000/moExplore
100% Payout
Personal Accident
24x7 Global Disability Shield

Lump-sum compensation for accidental death, permanent & temporary disability.

From ₹150/moExplore
Lump Sum Cash
Critical Illness
36+ Major Disease Shield

Direct cash payout on diagnosis of cancer, heart attack, stroke & kidney failure.

From ₹250/moExplore
All Hazards
Home & Property
Structure & Contents Cover

Protection against fire, burglary, floods, earthquakes and electrical breakdown.

From ₹50/moExplore
Global Transit
Marine Cargo
Transit & Freight Protection

Comprehensive coverage for sea, air, rail and road cargo transits.

Custom RatesExplore
Dogs & Cats
Pet Insurance
Veterinary & Surgery Cover

Coverage for medical illness, hospitalization, OPD treatment & accidental injury.

From ₹200/moExplore
Business Shield
Corporate & SME
Commercial Liability & Fire

Workmen compensation, director liability, group health & standard fire policies.

Custom FleetExplore
10,000+ Hospitals
Health Insurance
Family Floater & Individual

₹75k Section 80D tax relief with zero room rent cap & restored sum insured.

From ₹390/moExplore
Tax Free u/s 80C
Term Life Insurance
₹1 Crore Financial Shield

Zero-cost plan options with return of premium & critical illness add-ons.

From ₹450/moExplore
Up to 85% Off
Car Insurance
Comprehensive & Zero Dep

Cashless repairs across 9,000+ network garages with 24x7 roadside assistance.

From ₹2,094/yrExplore
Instant in 2 Mins
Two Wheeler Insurance
Bike & Scooter Protection

NCB transfer up to 50% discount with instant break-in renewal & zero paperwork.

From ₹538/yrExplore
IRDAI Tariff Rates
Commercial Fleet
GCV & PCV Fleet Covers

Trucks, tippers, passenger buses and taxi fleet insurance with IMT endorsements.

From ₹2,591/yrExplore
100% Compliant
Third-Party Mandatory
Govt Fixed Motor Tariff

Mandatory coverage against third-party property damage & liabilities under MVA 1988.

From ₹538/yrExplore
Visa Approved
International Travel
Schengen, USA & Global

Medical emergency cover, passport loss, flight cancellations & baggage delay.

From ₹299Explore
Section 80CCC
Retirement & Pension
Guaranteed Lifetime Annuity

Guaranteed monthly pension post retirement with lifetime spouse cover.

From ₹1,000/moExplore
100% Payout
Personal Accident
24x7 Global Disability Shield

Lump-sum compensation for accidental death, permanent & temporary disability.

From ₹150/moExplore
Lump Sum Cash
Critical Illness
36+ Major Disease Shield

Direct cash payout on diagnosis of cancer, heart attack, stroke & kidney failure.

From ₹250/moExplore
All Hazards
Home & Property
Structure & Contents Cover

Protection against fire, burglary, floods, earthquakes and electrical breakdown.

From ₹50/moExplore
Global Transit
Marine Cargo
Transit & Freight Protection

Comprehensive coverage for sea, air, rail and road cargo transits.

Custom RatesExplore
Dogs & Cats
Pet Insurance
Veterinary & Surgery Cover

Coverage for medical illness, hospitalization, OPD treatment & accidental injury.

From ₹200/moExplore
Business Shield
Corporate & SME
Commercial Liability & Fire

Workmen compensation, director liability, group health & standard fire policies.

Custom FleetExplore
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We think beyond insurance sales — convenience, transparency, and lifelong claim security.

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10+ Partner Insurers

Compare quotes from leading private and public sector insurers for the best premium rate.

Trustworthy Coverage

Backed by IRDAI-registered companies with high financial strength and verified claim ratios.

Hassle-Free Claims

Dedicated claim desk with instant cashless approvals at 10,000+ hospitals & 8,000+ garages.

Instant Quotes

Real quotes in seconds without login barriers or aggressive sales calls.

36+ Approved Partner Insurers

India's Top Life & General Insurers

Compare leading IRDAI approved providers for transparent rates, genuine comparisons, and swift cashless claim settlements.

HDFC ERGO General Insurance Official Insurance Logo
Health
HDFC ERGO General Insurance
General & Health
4.898.7% Claims
ICICI Lombard General Insurance Official Insurance Logo
Health
ICICI Lombard General Insurance
General & Health
4.999.1% Claims
Bajaj Allianz General Insurance Official Insurance Logo
Health
Bajaj Allianz General Insurance
General & Health
4.798.4% Claims
Go Digit General Insurance Official Insurance Logo
General
Go Digit General Insurance
General & Motor
4.897.9% Claims
Tata AIG General Insurance Official Insurance Logo
Health
Tata AIG General Insurance
General & Health
4.898.9% Claims
Care Health Insurance Official Insurance Logo
Health
Care Health Insurance
Health
4.995.2% Claims
Niva Bupa Health Insurance Official Insurance Logo
Health
Niva Bupa Health Insurance
Health
4.891.6% Claims
Star Health Insurance Official Insurance Logo
Health
Star Health Insurance
Health
4.789.9% Claims
ManipalCigna Health Insurance Official Insurance Logo
Health
ManipalCigna Health Insurance
Health
4.692.3% Claims
Aditya Birla Capital Health Official Insurance Logo
Health
Aditya Birla Capital Health
Health
4.794.0% Claims
SBI General Insurance Official Insurance Logo
Health
SBI General Insurance
General & Health
4.696.5% Claims
LIC of India Official Insurance Logo
Life
LIC of India
Life
4.998.5% Claims
HDFC Life Insurance Official Insurance Logo
Life
HDFC Life Insurance
Life
4.999.3% Claims
ICICI Prudential Life Official Insurance Logo
Life
ICICI Prudential Life
Life
4.897.9% Claims
SBI Life Insurance Official Insurance Logo
Life
SBI Life Insurance
Life
4.897.1% Claims
Max Life Insurance Official Insurance Logo
Life
Max Life Insurance
Life
4.999.5% Claims
Tata AIA Life Insurance Official Insurance Logo
Life
Tata AIA Life Insurance
Life
4.999.0% Claims
Bajaj Allianz Life Insurance Official Insurance Logo
Life
Bajaj Allianz Life Insurance
Life
4.799.0% Claims
IFFCO Tokio General Insurance Official Insurance Logo
General
IFFCO Tokio General Insurance
General
4.695.8% Claims
Royal Sundaram General Insurance Official Insurance Logo
General
Royal Sundaram General Insurance
General
4.594.2% Claims
Cholamandalam MS General Official Insurance Logo
General
Cholamandalam MS General
General
4.695.1% Claims
United India Insurance Official Insurance Logo
General
United India Insurance
General (Govt)
4.593.4% Claims
The New India Assurance Official Insurance Logo
General
The New India Assurance
General (Govt)
4.694.7% Claims
National Insurance Company Official Insurance Logo
General
National Insurance Company
General (Govt)
4.492.8% Claims
The Oriental Insurance Official Insurance Logo
General
The Oriental Insurance
General (Govt)
4.593.1% Claims
Reliance General Insurance Official Insurance Logo
General
Reliance General Insurance
General
4.696.2% Claims
Liberty General Insurance Official Insurance Logo
General
Liberty General Insurance
General
4.594.0% Claims
Shriram General Insurance Official Insurance Logo
General
Shriram General Insurance
General
4.593.8% Claims
Zuno General Insurance Official Insurance Logo
General
Zuno General Insurance
General
4.796.0% Claims
Zurich Kotak General Insurance Official Insurance Logo
General
Zurich Kotak General Insurance
General
4.797.4% Claims
Kotak Mahindra Life Insurance Official Insurance Logo
Life
Kotak Mahindra Life Insurance
Life
4.898.8% Claims
PNB MetLife Insurance Official Insurance Logo
Life
PNB MetLife Insurance
Life
4.797.3% Claims
Bandhan Life Insurance Official Insurance Logo
Life
Bandhan Life Insurance
Life
4.698.1% Claims
Ageas Federal Life Official Insurance Logo
Life
Ageas Federal Life
Life
4.697.0% Claims
Universal Sompo General Official Insurance Logo
General
Universal Sompo General
General
4.491.9% Claims
Raheja QBE General Official Insurance Logo
General
Raheja QBE General
General
4.390.5% Claims
Magma HDI General Insurance Official Insurance Logo
General
Magma HDI General Insurance
General
4.593.7% Claims
Star Union Dai-ichi Life Official Insurance Logo
Life
Star Union Dai-ichi Life
Life
4.696.5% Claims
Showing top 36+ licensed insurance carrier partners • 100% genuine IRDAI accredited plans
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"Insurance Kara Lo stands out as the finest insurance platform I've encountered. Their digital system is truly impressive, and the swift responses from their claim support team during my car accident made the cashless repair process 100% stress-free at the workshop."

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