Privacy Policy

Insurance Kara Lo Brokers Private Limited ("Insurance Kara Lo", "we", "our", or "us"), operating under domain insurancekaralo.com, is committed to safeguarding the privacy and confidential information of visitors and policyholders who access our platform.

1. Information We Collect

When you request insurance quotes, proposal forms, claim assistance, or advisor consultations on insurancekaralo.com, we collect necessary policy underwriting details including your name, contact phone number, email address, vehicle registration details, and age/health profile.

2. Usage of Information

The collected information is utilized strictly to:

• Generate real-time comparison quotes from our 10+ IRDAI licensed insurer partners.
• Issue official digital policy certificates and send confirmation copies via SMS and WhatsApp.
• Coordinate cashless surveyor inspections and facilitate swift claim settlements.
• Comply with statutory reporting requirements laid down by the Insurance Regulatory and Development Authority of India (IRDAI).

3. Data Security & Encryption

We deploy military-grade 256-bit SSL encryption across all data transfer pipelines. We strictly do not sell, rent, or trade your personal or financial data to unauthorized third-party commercial advertisers.

4. Contact Privacy Grievance Officer

For any queries or concerns regarding your data rights under the Digital Personal Data Protection Act, contact our Nodal Officer at privacy@insurancekaralo.com.